Mr. Rao Garuda, ChFC,CLU, President & CEO; Associated Concepts Agency, Inc.

I’ve lived my life by the following words: “If it is to be, it is up to me”. I know that it is said that “knowledge is power”, but it is the use of that knowledge that is our true power. People need to be proactive and not reactive. This is what inspires me. At Associated Concepts Agency,Inc., these philosophies are the foundation to the company.

We educate our clients so they may ask the right questions and find and understand their true passion in life. How do we contribute to our client’s peace of mind and ignite their true purpose in life? We search for the goals and desires of each individual and don’t just sell a product. We educate and coach our clients, instead of being an “advisor” or a “planner.”